Micro insurance for transport via Omocom (Swedish market)
When an ad under the delivery category (Here 2 There) is created in Tiptapp, the advertiser has the opportunity to buy an insurance for what is to be transported*. The insurance is purchased from (and any claims are handled by) Omocom.
If you have chosen not to buy the insurance, your items are uninsured.
*This requires that you have the latest version of the app. Ensure this before you publish your ad for the opportunity to insure your ad.
Accidents & Damage to property via If (All Markets)
Helping users are insured via If when performing assignments they have been selected in Tiptapp. The insurance protects helping users in the event of an accident or assault. In the event of damage on property*, the advertiser and the helper should both contact Tiptapp. Tiptapp makes an assessment of the course of events through contact with both parties to see if the damage can be deduced at the time of pickup. In cases where a claim is made to If, they investigate the case. The ad must be confirmed and paid for in the app in order for the claim to be made.
The deductible for this insurance is 2500kr/£208 and is paid by the person who caused the damage.
If you have the micro insurance from Omocom in your version of the app and you have purchased an insurance, it will be in effect in the event of damage of what was delivered. If you have micro insurance from Omocom in the app and chose not to insure your ad, it is uninsured and your own home insurance should be valid.
If an accident occurs in connection with a pickup, the helping users are insured via If. Please contact Tiptapp if an accident has occurred.
*For example, floors, walls. Does not apply to damage caused by moving vehicles. This is where the own traffic insurance should be valid.